Easy And Quick
Our secure online form is fast and easy to complete and you can receive a decision fast. No hassle! No faxing.
If approved, money could be in your account in next business day. Direct lenders only.
Repay loan amount in Lump sum or installments. No prepayment cost.
As the name suggests Payday loans are ones where you can repay the loan on your next payday! These are short term loan that helps you to meet emergency expenses. Like car repairs, medical treatment, meeting sudden expenses and others.
You can also avail short term installment loan for your emergency cash need. Unlike the payday loan, which you have to payback by your next payday, you can roll over the repayments.
However, for both types of loans the repayment terms are flexible depending upon your paying capability.
You are eligible to receive a Payday loan if you fulfill the following criteria.
- You must hold a valid USA bank account
- You should have a regular income and must be able to show proof of that.
- You must be at least 18 years of age.
- You should be a USA resident.
When you apply you need to provide us with the following information
- Your bank account details
- Your employment details
- Expenses you incur and your income
- Other personal information like your address and proof of age.
The application process will take around 5 minutes to complete after you start it. While starting the application you should have your bank details and your debit cards detail handy. You will require them while completing the application.
It will be based on your requirement and your eligibility. For short term payday loans will range from $50 to a maximum of $1500.
We charge competitive rates in the market and it also varies from one person to another. The annual rate will always give a fair rate reflection and you will be told before your payday loan is granted.
No, there are no hidden fees. Every transaction is transparent and you will learn about the related expenses beforehand.
Yes, you can.
The decision taken by the majority of our lenders is based upon credit history, but they also consider your current financial position. The main criteria are whether you are able to pay back the loan on time or not. Sometimes, you may have a good credit history but presently is not employed. Thus, they consider every situation.
Overall, the decision will be taken based on the information you provide while applying and of course your credit rating.
After the loan is approved it may take only 15 minutes for disbursement or may take 3 days also. it depends upon a lot of things like your profile, working hours etc.
The amount approved will be deposited directly into your bank account. Thus, it is necessary that while filling out the application form you double check the bank details that you furnish.
A payday loan is a short term loan that is expected to be paid back with your next payday. You must apply for a Payday loan only when you are assured that you will be able to repay it back on time. While you apply you are agreeing to the terms and conditions that may vary from one lender to another. For non-payment, your credit rating may get affected. In such a case, it will be tough for you to get a loan in the future. Your lender may charge you deferred fees or charge extra interest.
Whatever be the situation, it is best that if you think that you are unable to pay back the loan on time you must contact the lender who has approved your loan and state the situation you are undergoing.